Medicare Supplement Plans - Idaho
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Supplementing Your Existing Medicare
Shot of a young couple meeting with a financial planner in an officeMedicare Supplements, also called Medigap policies, are sold by private insurance companies to cover your out-of-pocket costs after Medicare pays their portion of approved charges. With a Medigap policy, Medicare pays up to its limit on your medical expenses, then your Medicare Supplement insurance plan kicks in up to its own limit.
What Is and Isn't Covered by Medigap Plans?
Original Medicare only covers 80 percent of your Part B expenses, so the other 20 percent comes out of your pocket if you do not have a Medigap policy.
- Eyeglasses or contacts (Except post cataract surgery)
- Hearing aids
- Long-term care or custodial care
- Retail prescription drugs
- Routine dental, vision, and hearing exams
Multiple Medigap/Medicare Supplement Insurance Plans to Choose From
Every insurance provider has to follow the standardized guidelines set by Medicare. The Medigap plans are Plan A, B, C, D, F, G, K, L, M and N.
Save Money With a Medicare Supplement Plan
Doctors and patients consulting and diagnostic examining sit and talk. At the table near the window in the hospital medicine conceptEach standardized Medigap plan covers:- Medicare Part A hospitalization costs, such as coinsurance amounts, for up to a year after Part A benefits have been used up.
- At least a portion of Medicare Part B copayments or coinsurance amounts.
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This is a solicitation for insurance, a member of our team will contact you to discuss your Medicare questions.
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