Are you about to turn 65? Do you need a better explanation of Medicare than those brief commercials on TV? As the Medicare insurance consultant our communities trust, Teton Medicare is here to take you step-by-step through the Medicare process.

First off, you should not wait to enroll. If you wait, you may have to pay a penalty as well as experience a gap in your coverage. There are only certain times you can enroll. Some get Medicare automatically, while others must apply. You can first enroll during the initial enrollment period, which lasts seven months. This period usually begins three months before turning 65 and ends three months after that. If you’re already receiving Social Security benefits, then you are auto-enrolled into Medicare.