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Medicare | Medicare Coverage | Medicare Supplements and Advantage Plans
Are you about to turn 65? Then it’s time to figure out how to apply or sign up for medicare. Teton Medicare can help you apply for medicare in Pocatello, medicare in Idaho Falls, or medicare anywhere in Southeast Idaho. Teton Medicare is here to take you step-by-step through the Medicare process. Teton Medicare can help you apply for medicare advantage plans or medicare supplement plans. Teton Medicare can also help you compare the costs of different medicare advantage plans
First off, you should not wait to enroll for medicare coverage. If you wait, you may have to pay a penalty as well as experience a gap in your coverage. There are only certain times you can enroll. Some get Medicare automatically, while others must apply. You can first enroll during the initial enrollment period, which lasts seven months. This period usually begins three months before turning 65 and ends three months after that. If you’re already receiving Social Security benefits, then you are auto-enrolled into Medicare.
Finding The Right Coverage For Your Needs
The only Medicare coverage you can be auto-enrolled into is Original Medicare, which consists of Part A and Part B. If you need long-term care, dental, vision, hearing and other aspects of health insurance, you will have to enroll yourself.
Teton Medicare in Idaho Falls and Pocatello is here to walk you through this process, determine what you need, and find the right coverage at the best price for you.
Call (208) 630-1224 to schedule your FREE consultation with an expert Medicare insurance consultant and get the local support you want for your specific medical needs.
Understanding Each Type Of Medicare
There are multiple “parts” of Medicare which contain different coverage:
Medicare Part A
Part A covers in-patient hospital stays, nursing facility care, hospice care and some health care. Usually Part A does not cost you a cent.
Medicare Part B
Part B is outpatient medical coverage. It helps to pay for medically necessary services performed on an outpatient basis needed to diagnose and treat a medical condition. This can include surgery, lab work and preventative services.
Medicare Part C
Part C is also called Medicare Advantage, or MA. It is an alternative to Original Medicare. MA may include prescription drug coverage, among other benefits. It is offered through private insurance companies, so you do not enroll in it via Social Security.
Medicare Part D
Part D is also known as prescription drug coverage. It is available as a stand-alone option (PDP) or as part of a Medicare Advantage (Part C) plan. Part D plans are offered through private insurance companies which are contracted and approved by Medicare.
Medicare Supplements
Medicare Supplement plans, also called Medigap, are designed to work with Parts A and B. These policies help to pay for some health care costs not covered by Original Medicare, such as deductibles, foreign travel emergencies and co-insurance. These plans are offered by private insurance companies and are available to individuals with Medicare Part A and B. If you have Original Medicare and a Medicare Supplement, you can choose any stand-alone Part D plan to help pay for prescriptions. Those who are enrolled in Part C are not eligible for a Medicare Supplement policy.
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This is a solicitation for insurance, a member of our team will contact you to discuss your Medicare questions.
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